Over an eight-year period, 37-year-old photographer Vishal Singhal allegedly murdered his mother, his first wife, and his father, Mukesh Singhal, in Hapur and Meerut, Uttar Pradesh, to claim tens of crores of rupees in life insurance payouts. Starting in June 2017, Vishal killed his mother with a heavy blow to the head, staged it as a road accident, and collected a 25 lakh rupee insurance claim. In 2022, he allegedly poisoned his first wife, presented her death as a fatal case of diarrhea, and collected an 80 lakh rupee payout. He then purchased 64 insurance policies worth 39 crore rupees and multiple luxury vehicles in his father's name before suffocating and striking his father on April 1, 2025. The scheme unraveled in September 2025 when insurance companies noticed suspicious high-value claims from a man earning 25,000 to 30,000 rupees monthly, and Vishal's fourth wife fled to police after discovering he had insured her life for 3 crore rupees. Following his arrest, Vishal confessed to all three murders, while police continue investigating his financial fraud and searching for records regarding his reported previous marriages.
Country: India
State/Province: Uttar Pradesh, India
City/Region: Hapur
Incident Type: Family Homicide
Relationship Status: Married
Relationship Duration:
Incident Date: April 1, 2025
Relationship Origins:
Relationship Stages:
Contributing Factors:
Red Flags:
Motives:
Relationship Outcomes:
How the relationship or connection began.
Important relationship phases recorded for this case.
Reported red flags or early concern points.
Contributing factors and possible motives from the available sources.
2025-04-01
Recorded relationship or case outcome.
English labels are shown first. Original-language titles are preserved for source verification.
Crime Tak - India · Original language: Hindi
EP 2079: चौथी बीवी के 3 करोड़ के बीमा ने ऐसे खोला 3 क़त्ल का राज़,मां-बाप और बीवी के क़त्ल की कहानी
Financial Conflict
The case exhibits a severe pattern of serial life-insurance homicide and financial exploitation targeting close family members. Over eight years, the offender insured his mother, first wife, father, and fourth wife before killing or attempting to kill them. He used staged road accidents, alleged illness, and manipulated medical/police paperwork to obscure homicide, leveraging payouts to fund an upgraded lifestyle beyond his actual modest income.
Vishal Singhal was arrested by police after his fourth wife reported threats and suspicions regarding a 3 crore rupee life insurance policy. Following interrogation, Vishal confessed to killing his mother in 2017, his first wife in 2022, and his father Mukesh Singhal in April 2025. Special police teams in Meerut and Hapur are verifying claims regarding his marital history, investigating whether additional wives exist, and gathering post-mortem and forensic evidence required to prosecute the earlier homicides in court.
Initial investigations into the 2017 death of the mother and 2022 death of the first wife were minimal, accepted by police as a routine road accident and natural illness respectively. In the father's 2025 death, Vishal claimed a late-night road accident near Meerut, but post-mortem analysis revealed death occurred at least 10 hours earlier during the daytime, exposing the staged nature of the scene.
In June 2017, Vishal struck his mother's head with a heavy object and took her to a hospital claiming a motorcycle accident, successfully collecting a 25 lakh rupee insurance claim. In 2022, he administered slow poison to his first wife, claiming she died of diarrhea, and received an 80 lakh rupee payout. Between 2020 and 2025, he secured 64 life insurance policies totaling 39 crore rupees on his father Mukesh, bought four luxury vehicles on loans in his father's name, and suffocated/struck his father on April 1, 2025. When insurance companies flagged the massive payout requests for a low-income photographer and his fourth wife alerted police to her own 3 crore policy, police arrested Vishal and secured his confession.
The offender demonstrated extreme, escalating danger driven by monetary greed, progressing from testing the scheme on his mother to serial killings of his spouse and father. The risk to his current partner became acute once a 3 crore rupee insurance policy was secured in her name, accompanied by implicit threats.
Unusually high life insurance policies taken out by low-income individuals on family members represent a major warning sign of potential fraud or homicide. Routine police acceptance of unverified accident claims or natural illness reports without autopsy or thorough cross-checking allows serial insurance homicides to persist unchecked over long periods.
The primary early signal was the sudden acquisition of expensive luxury vehicles and lifestyle changes by a man earning only 25,000 to 30,000 rupees a month, coincided with repeated family deaths.
Key clues included the discrepancy in the medical-legal certificate showing his father died 10 hours prior to being brought to the hospital, the existence of 64 policies across half a dozen insurance companies, and the disclosure of a newly opened 3 crore policy on the fourth wife.
Strongest evidence includes the post-mortem report contradicting the timeline of the alleged road accident, insurance policy documentation listing Vishal as nominee, and his full confession to police during interrogation.
The fourth wife stated that her husband took out a 3 crore rupee insurance policy in her name and told her to repeat whatever script he provided to insurance investigators or face dire consequences, prompting her to flee to her parents' home and contact police.
Follow-up police investigations altered the initial classification of the mother's death from an unknown hit-and-run and the wife's death from fatal diarrhea into targeted homicides executed for financial gain.
It remains unclear how many total marriages Vishal Singhal entered into, the whereabouts and status of his reported second and third wives, and whether sufficient physical evidence can be legally established to prosecute the 2017 and 2022 homicides in court.