Vishal Singhal, a resident of Meerut, Uttar Pradesh, was arrested by police for allegedly executing a systematic murder-for-insurance-money scheme involving members of his own family over several years. On June 27, 2017, Vishal allegedly staged a road accident while riding a motorcycle with his mother, Prabha Devi, resulting in her fatal head injuries and enabling him to collect an insurance payout of ₹2.5 million (or ₹25-50 million reported across segments). In 2022, his wife, Ekta Singhal, died under suspicious circumstances at Anand Hospital after exhibiting sudden fever and illness symptoms, allowing Vishal to claim an ₹8 million life insurance payout. On April 2, 2025, his father, Mukesh Chandra Singhal, died at the same hospital after Vishal bought over 64 to 70 insurance policies totaling ₹500 million in his father's name despite the family's modest photocopying income of ₹25,000–₹30,000 per month. The plot unraveled when Vishal's fourth wife grew suspicious after he attempted to recruit her to kill his father, leading her to report him to police and state officials. Simultaneously, Sambhal ASP Anukriti Sharma and Niva Bupa manager Sanjay Kumar identified severe policy irregularities, prompting a coordinated investigation with Meerut police that resulted in Vishal's confession and arrest.
Country: India
State/Province: Uttar Pradesh, India
City/Region: Meerut
Incident Type: Family Homicide
Relationship Status: Married
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Incident Date: April 2, 2025
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2025-04-02
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English labels are shown first. Original-language titles are preserved for source verification.
Crime Tak - India · Original language: Hindi
Meerut Murder: 50 करोड़ के लिए पत्नी, मां-बाप का मर्डर, बीमा क्लेम के लिए खौफनाक साजिश!
Insurance Fraud / Family Homicide
The case displays an extreme instrumental pattern of serial intra-familial homicide motivated entirely by financial gain through insurance fraud. Over an eight-year period, the offender targeted nuclear family members—first his mother, then his wife, and finally his father—by securing large life insurance policies shortly before orchestrating or staging their deaths as natural illnesses or accidental crashes. The pattern relied on misdirecting medical personnel and law enforcement into viewing homicides as non-violent or accidental occurrences to secure claim payouts.
Vishal Singhal confessed to police that he murdered his mother, wife, and father for insurance payouts. The investigation was initiated after Sambhal ASP Anukriti Sharma received a tip from Niva Bupa manager Sanjay Kumar regarding 64+ policies registered to Mukesh Chandra Singhal.
Initial police responses in Meerut dismissed complaints from the fourth wife as minor family discord, and medical staff originally classified the deaths as accidental injury and medical illness.
Vishal Singhal insured immediate family members, orchestrated or staged their fatal injuries/illnesses, collected nominee funds, and scaled his operations until institutional fraud triggers and disclosure by his fourth wife exposed the plot.
High lethal risk environment driven by recurring instrumental violence and extreme financial fraud targeting dependent household members.
Life insurance providers and law enforcement must establish automated compliance alerts when low-income individuals accrue excessive insurance coverage or experience multiple fatal household claims.
Disproportionate insurance policies purchased on relatives earning modest incomes and repetitive fatalities within a single nuclear family.
Four luxury vehicles purchased on loans by a family earning ₹25,000 per month, alongside 64+ active insurance policies registered across 70 companies.
Insurance documentation, hospital records, written complaints from the fourth wife, vehicle purchase loans, and custodial confession.
The fourth wife stated Vishal asked her to help kill his father for ₹500 million in insurance money. Sanjay Kumar reported suspicious multi-policy accumulation.
Inter-district police cooperation transformed three separate closed/routine domestic death cases into an active serial murder prosecution.
The status and whereabouts of two former wives who previously departed the household remain unverified.